AI-Powered Debt Recovery
That Actually Works
Our neural network collections platform recovers 3-5X more debt than traditional methods while maintaining customer relationships
Recovery Rate
Active Accounts
Recovery Status
Trusted by leading financial institutions worldwide





Higher Recovery Rate
Promise-to-Pay Accuracy
Always Active Collections
Collection Staff Burnout

What Our Customers Say
John M.
CFO, Mid-size Bank
"CollexIQ transformed our collections process. Our recovery rates improved from 18% to 72% in just three months."
Sarah R.
VP Operations, Credit Union
"The AI recommendations are incredibly accurate. We've doubled our collections with half the staff."
David P.
CEO, FinTech Startup
"As a small team, we couldn't afford traditional collection agencies. CollexIQ gave us enterprise-level recovery at a fraction of the cost."
Maria R.
Collections Manager, Utility Co
"Customer complaints about collection calls dropped to zero while our recovery rates skyrocketed. Magic."
Thomas W.
Director, Healthcare Provider
"We've recovered $2.1M in overdue medical bills that we had written off. The ROI is incredible."
Linda S.
COO, Online Lender
"Our collection team morale improved dramatically when we switched to CollexIQ. No more angry customer calls!"
Robert J.
Finance Director, SaaS Company
"Our DSO dropped from 45 to 28 days within 60 days of implementation. Game changer for our cash flow."
How CollexIQ AI Works
Our AI-powered recovery process is simple yet powerful, delivering results while you focus on your business
Data Integration
Our AI connects to your existing systems and analyzes 127+ data points for each account, including payment history, customer behavior, and financial health indicators.
Intelligent Segmentation
The AI classifies accounts into optimal recovery strategies, predicting the most effective contact methods, timing, and messaging for each debtor.
Automated Engagement
The system initiates multi-channel communication (SMS, email, voice) with personalized messages tailored to each debtor's behavior patterns.
Payment Resolution
Once a resolution is agreed, the system facilitates payments through 45+ methods and automatically reconciles accounts in real-time.
The Science Behind Our Success
CollexIQ's AI combines deep learning with behavioral economics to maximize debt recovery while preserving customer relationships
Neural Network Architecture
Our proprietary deep learning model continuously adapts to debtor behaviors across multiple dimensions.
Predictive Analytics
92% accurate in predicting payment likelihood based on behavioral and financial signals.
Behavioral Science
Incorporates principles from behavioral economics to craft the most persuasive communications.
AI Learning Performance
Real-timeSimple, Transparent Pricing
Pay only for what you need - upgrade or downgrade anytime
Starter
Perfect for small businesses
- Up to 500 accounts
- Email & SMS engagement
- Basic analytics
- Standard support (24-48hr response)
- No contract required
Professional
For growing organizations
- Up to 5,000 accounts
- Multi-channel engagement
- Advanced analytics
- Priority support (4-8hr response)
- 10% discount on annual plan
Enterprise
For large institutions
- Unlimited accounts
- Omni-channel engagement
- Predictive analytics
- 24/7 premium support
- Dedicated account manager
Need a custom solution?
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What Our Clients Say
Don't just take our word for it - hear from businesses who've transformed their collections
Carl Simmons
CFO, Regional Bank
Maria Rodriguez
VP Collections, Credit Union
Thomas Johnson
CEO, FinTech Startup
Proven Success Stories
Real results from businesses across industries
182% Increase in Collections Efficiency
A mid-sized bank struggling with overdue accounts implemented CollexIQ and saw immediate improvements in both recovery rates and operational efficiency.
From 12% to 68% Recovery in 90 Days
A consumer credit company facing declining recovery rates deployed CollexIQ and transformed their collections process, recovering 5.6x more debt.
Ready to Transform Your Collections?
See how CollexIQ can increase your recovery rates while saving time and resources.
Frequently Asked Questions
Everything you need to know about CollexIQ AI
CollexIQ differs from traditional agencies in several key ways:
- You pay only for successful recoveries (percentage-based), not upfront fees
- Our AI maintains better customer relationships with personalized communication
- Real-time tracking and analytics provide full transparency
- Recovery rates are 3-5x higher than industry averages
- 24/7 automated engagement with no human limitations
CollexIQ integrates with all major financial systems and CRMs, including:
- QuickBooks, Xero, and major accounting platforms
- Salesforce, HubSpot, Zoho and other CRMs
- Custom API integration with any proprietary systems
- Banking APIs for automated payment reconciliation
- SMTP/IMAP for email integration
- SMS gateway integrations
Our implementation team ensures seamless connection with your existing tech stack.
Absolutely. CollexIQ is fully compliant with:
- FDCPA (Fair Debt Collection Practices Act) in the US
- GDPR in the European Union
- Local consumer protection laws in all supported regions
Our AI automatically adapts communication frequency, timing, and content to stay within legal guidelines for debt collection in each jurisdiction. We also provide comprehensive audit trails of all collection activities.
Implementation timelines vary based on your integration needs:
- Basic implementations (standard integrations): 2-5 business days
- Custom integrations: 1-3 weeks depending on complexity
- Enterprise deployments with custom AI training: 3-6 weeks
Most clients see measurable results within the first 30 days of implementation.
CollexIQ is effective for most consumer and commercial debt types, including:
- Credit card debt
- Personal loans
- Medical bills
- Utility bills
- Student loans
- Auto loans
- Commercial accounts receivable
- Rent and lease payments
Our AI performs best on debts between $100 and $50,000, though we can handle larger commercial debts as well.